Best CIBC Credit Cards in Canada

Best Cards 1st Yr Free Cash Back Travel Groceries Gas & EV Business Low Interest

Best for: Travel rewards

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The CIBC Aventura® Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $968.

First-Year Annual Fee Rebate

Annual Fee: $139 $0
Rewards rate: 1x
Welcome Bonus: Up to 45,000 points
1st Year Value: $968

Pros

First Year Annual Fee Rebate
Welcome bonus of 45,000 points
Estimated 1st-year value of $968

Cons

Requires good credit

Best for: Travel rewards

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CIBC Aventura® Gold Visa Card

CIBC CIBC Aventura

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The CIBC Aventura® Gold Visa Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $968.

First-Year Annual Fee Rebate

Annual Fee: $139 $0
Rewards rate: 1x
Welcome Bonus: Up to 45,000 points
1st Year Value: $968

Pros

First Year Annual Fee Rebate
Welcome bonus of 45,000 points
Estimated 1st-year value of $968

Cons

Requires good credit

Best for: No annual fee

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CIBC Aventura® Visa Card

CIBC CIBC Aventura

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The CIBC Aventura® Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 12,500 points. You earn 1x on groceries and 0.5x at restaurants. Estimated first-year value is $398.

Annual Fee: $0
Rewards rate: 0.5x
Welcome Bonus: Up to 12,500 points
1st Year Value: $398

Pros

No annual fee
Welcome bonus of 12,500 points
Estimated 1st-year value of $398

Cons

Requires good credit

Best for: Cash back

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CIBC Dividend® Visa Infinite Card

CIBC Cash Back

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The CIBC Dividend® Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 2x at restaurants. Estimated first-year value is $1,002.

First-Year Annual Fee Rebate

Annual Fee: $120 $0
Rewards rate: 1x
Welcome Bonus: Up to $300
1st Year Value: $1,002

Pros

First Year Annual Fee Rebate
Welcome bonus of $300
4x on groceries
2x at restaurants

Cons

Requires good credit

Best for: Cash back

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CIBC Dividend Platinum® Visa Card

CIBC Cash Back

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The CIBC Dividend Platinum® Visa Card offers a first year annual fee rebate (regular fee $99/yr). It comes with a welcome bonus of $300. You earn 3x on groceries and 2x at restaurants. Estimated first-year value is $894.

First-Year Annual Fee Rebate

Annual Fee: $99 $0
Rewards rate: 1x
Welcome Bonus: Up to $300
1st Year Value: $894

Pros

First Year Annual Fee Rebate
Welcome bonus of $300
3x on groceries
2x at restaurants

Cons

Requires good credit

Best for: No annual fee

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CIBC Dividend® Visa Card

CIBC Cash Back

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The CIBC Dividend® Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $427.

Annual Fee: $0
Rewards rate: 0.5x
Welcome Bonus: Up to $100
1st Year Value: $427

Pros

No annual fee
Welcome bonus of $100
2x on groceries
Estimated 1st-year value of $427

Cons

Requires good credit

Best for: Students

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CIBC Dividend® Visa Card for Students

CIBC Cash Back

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The CIBC Dividend® Visa Card for Students has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $125. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $477.

Annual Fee: $0
Rewards rate: 0.5x
Welcome Bonus: Up to $125
1st Year Value: $477

Pros

No annual fee
Welcome bonus of $125
2x on groceries
Estimated 1st-year value of $477

Cons

Fewer premium perks

Best for: Students

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CIBC Aventura® Visa Card for Students

CIBC CIBC Aventura

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The CIBC Aventura® Visa Card for Students has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 12,500 points. You earn 1x on groceries and 0.5x at restaurants. Estimated first-year value is $398.

Annual Fee: $0
Rewards rate: 0.5x
Welcome Bonus: Up to 12,500 points
1st Year Value: $398