Rebuild your credit with cards designed for low scores or no credit history. Secured options, low-fee picks, and credit-builder cards available in Canada.
The Scotiabank Value® Visa Card offers a first year annual fee rebate (regular fee $29/yr).
Ends Jan 3, 2027
The CIBC Select Visa Card offers a first year annual fee rebate (regular fee $29/yr). Estimated first-year value is $29.
The SimplyCash® Card from American Express has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 2x on groceries and 1.25x at restaurants. Estimated first-year value is $556.
Cash Back
The MBNA True Line® Mastercard® credit card has no annual fee, making it risk-free to hold.
MBNA True Line Gold Mastercard® from MBNA — listed in our catalog.
National Bank Syncro™ Mastercard® from Banque Nationale — listed in our catalog.
TD Low Rate Visa Credit Card from TD — listed in our catalog.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
