François CharronPowered by Milesopedia
Best for: Cash back

It comes with a welcome bonus of $80. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $453.

Annual Fee
$65
Rewards rate
1x

Cash Back

Welcome Bonus
Up to $80
1st Year Value
$453

Pros

  • Welcome bonus of $80
  • 2x on groceries
  • Estimated 1st-year value of $453

Cons

  • Fewer premium perks
Best for: No annual fee

The Laurentian Bank Reward Me Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $40. You earn 1x on groceries and 0.5x at restaurants. Estimated first-year value is $259.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
Up to $40
1st Year Value
$259

Pros

  • No annual fee
  • Welcome bonus of $40

Cons

  • Fewer premium perks