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Best for: Travel rewards

It comes with a welcome bonus of 100,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $1,664.

Annual Fee
$399
Rewards rate
1.25x

RBC Avion Rewards - Elite

Welcome Bonus
Up to 100,000 points

Ends Nov 25, 2026

1st Year Value
$1,664

Pros

  • Welcome bonus of 100,000 points
  • Estimated 1st-year value of $1,664

Cons

  • High annual fee ($399)
  • Requires good credit
Best for: Travel rewards

It comes with a welcome bonus of 70,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,380.

Annual Fee
$120
Rewards rate
1x

RBC Avion Rewards - Elite

Welcome Bonus
Up to 70,000 points

Ends Nov 25, 2026

1st Year Value
$1,380

Pros

  • Welcome bonus of 70,000 points
  • Estimated 1st-year value of $1,380

Cons

  • Requires good credit
Best for: No annual fee

The RBC ION Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 14,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $759.

Annual Fee
$0
Rewards rate
1x

RBC Avion Rewards - Premium

Welcome Bonus
Up to 14,000 points

Ends Nov 4, 2026

1st Year Value
$759

Pros

  • No annual fee
  • Welcome bonus of 14,000 points
  • Estimated 1st-year value of $759

Cons

  • Fewer premium perks
Best for: Travel rewards

It comes with a welcome bonus of 28,000 points. You earn 3x on groceries and 3x at restaurants. Estimated first-year value is $1,326.

Annual Fee
$48
Rewards rate
1x

RBC Avion Rewards - Premium

Welcome Bonus
Up to 28,000 points

Ends Nov 4, 2026

1st Year Value
$1,326

Pros

  • Welcome bonus of 28,000 points
  • 3x on groceries
  • 3x at restaurants
  • Estimated 1st-year value of $1,326

Cons

  • Fewer premium perks