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Best for: First-Year Annual Fee Rebate

The TD Platinum Travel Visa Card offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 50,000 points. You earn 4.5x on groceries and 4.5x at restaurants. Estimated first-year value is $705.

First-Year Annual Fee Rebate
Annual Fee
$89 $0
Rewards rate
1.5x

TD Rewards

Welcome Bonus
Up to 50,000 points
1st Year Value
$705

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 50,000 points
  • 4.5x on groceries
  • 4.5x at restaurants

Cons

  • Fewer premium perks
Best for: No annual fee

The TD Rewards Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 30,310 points. You earn 3x on groceries and 3x at restaurants. Estimated first-year value is $455.

Annual Fee
$0
Rewards rate
1x

TD Rewards

Welcome Bonus
30,310 points
1st Year Value
$455

Pros

  • No annual fee
  • Welcome bonus of 30,310 points
  • 3x on groceries
  • 3x at restaurants

Cons

  • Fewer premium perks