François CharronPowered by Milesopedia

Pros & Cons

Pros

  • +Welcome Bonus: 12,500 points
  • +Purchase protection included
  • +No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

Get up to 12,500 Aventura points (a value of up to $125 toward travel):

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements

With this CIBC Aventura Student Credit Card, you get:

  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
  • 1 point per $2 spent on all other purchases†

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions. And this CIBC Student Credit Card offers some insurance coverage:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

Rewards

All Spending

0.5x

CIBC Aventura pts per dollar

Groceries

1x

Pharmacy

1x

Gas

1x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.60¢3.6¢
Groceries1x
$700/month
Gas & EV1x
$200/month
Transit0.5x
$100/month
Restaurants0.5x
$300/month
Pharmacy1x
$50/month
Travel0.5x
$150/month
Bills & recurring payments0.5x
$250/month
Telecom0.5x
$150/month
Entertainment & streaming0.5x
$100/month
Office supplies0.5x
$0/month
All other spending0.5x
$500/month

Points Earned

20,700

CIBC Aventura/yr

Estimated Value

$248

After Fees

+$248

1st Year Value

$398

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 0.5x600 pts
Restaurants$3,600/yr × 0.5x1,800 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 0.5x900 pts
Bills & recurring payments$3,000/yr × 0.5x1,500 pts
Telecom$1,800/yr × 0.5x900 pts
Entertainment & streaming$1,200/yr × 0.5x600 pts
All other spending$6,000/yr × 0.5x3,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year0.69x
Average earn rate on spend 1st year with welcome bonus1.11x
Total points earned on spend20,700 pts
Welcome bonus points+12,500 pts
  • Earn 12,500 CIBC Aventura after $1 in purchases in 4 months
Total points earned33,200 pts
Value of accumulated points$398

Travel Insurance

Travel Accident

Up to $100,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

Welcome offer: Apply for a card and get a value of up to $125, with no annual fee.

Here’s how it adds up:
  • Get up to 12,500 Aventura points (a value of up to $125 toward travel):
    • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
    • 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements
  • Travel when it suits you – your Aventura points never expire
  • Redeem your Aventura points for more than just travel with our Shop with Points and Pay with Points features.
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 1 point for every dollar spent on travel through the CIBC Rewards Centre
  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
  • 1 point for every $2 spent on all your other purchases

Get all the essentials for student life on a budget Qualifying students can get free SPC+ registration, plus 450 deals on everyday purchases, deeper discounts, special experiences and exclusive gifts. Start banking with CIBC and make student life more rewarding.† Start banking with CIBC and make student life more rewarding.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Card for Students with Skip.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.