François CharronPowered by Milesopedia
Best for: First-Year Annual Fee Rebate

The BMO VIPorter Mastercard® offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 40,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $942.

First-Year Annual Fee Rebate
Annual Fee
$89 $0
Rewards rate
0.5x

Porter VIPorter

Welcome Bonus
Up to 40,000 points

Ends Oct 31, 2026

1st Year Value
$942

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 40,000 points
  • Estimated 1st-year value of $942

Cons

  • Fewer premium perks