François CharronPowered by Milesopedia
Best for: No annual fee

The Scotiabank American Express® Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $568.

Annual Fee
$0
Rewards rate
1x

Scene+

Welcome Bonus
Up to 10,000 points

Ends Nov 1, 2026

1st Year Value
$568

Pros

  • No annual fee
  • Welcome bonus of 10,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • Requires good credit
Best for: Overall value

It comes with a welcome bonus of 50,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,280.

Annual Fee
$120
Rewards rate
1x

Scene+

Welcome Bonus
Up to 50,000 points

Ends Nov 1, 2026

1st Year Value
$1,280

Pros

  • Welcome bonus of 50,000 points
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $1,280

Cons

  • Requires good credit
Best for: Overall value

It comes with a welcome bonus of 100,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,201.

Annual Fee
$399
Rewards rate
2x

Scene+

Welcome Bonus
Up to 100,000 points

Ends Nov 1, 2026

1st Year Value
$1,201

Pros

  • Welcome bonus of 100,000 points
  • 2x on groceries
  • 2x at restaurants
  • Estimated 1st-year value of $1,201

Cons

  • High annual fee ($399)
  • Requires good credit
Best for: No annual fee

The Scotiabank® Scene+™ Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 5,000 points. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $434.

Annual Fee
$0
Rewards rate
1x

Scene+

Welcome Bonus
Up to 5,000 points

Ends Nov 1, 2026

1st Year Value
$434

Pros

  • No annual fee
  • Welcome bonus of 5,000 points
  • 2x on groceries
  • Estimated 1st-year value of $434

Cons

  • Requires good credit
Best for: Overall value

It comes with a welcome bonus of 30,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $549.

Annual Fee
$120
Rewards rate
1x

Scene+

Welcome Bonus
Up to 30,000 points

Ends Oct 30, 2026

1st Year Value
$549

Pros

  • Welcome bonus of 30,000 points
  • Estimated 1st-year value of $549

Cons

  • Requires good credit