Best for: No annual fee
The Capital One Smart Rewards™ Mastercard® has no annual fee, making it risk-free to hold.
- Annual Fee
- $0
- Rewards rate
- —
- Welcome Bonus
- —
- 1st Year Value
- —
Pros
- No annual fee
Cons
- No welcome bonus
- Modest reward rates
Ranking · Updated August 2026
Best Capital One Credit Cards in Canada
Compare all Capital One credit cards in Canada. Aspire, Smart Rewards, and no-foreign-transaction-fee options.
Best for: No annual fee
The Capital One Guaranteed Mastercard® has no annual fee, making it risk-free to hold.
- Annual Fee
- $0
- Rewards rate
- —
- Welcome Bonus
- —
- 1st Year Value
- —
Pros
- No annual fee
Cons
- No welcome bonus
- Modest reward rates
Best for: No annual fee
The Capital One Guaranteed Secured Mastercard® has no annual fee, making it risk-free to hold.
- Annual Fee
- $0
- Rewards rate
- —
- Welcome Bonus
- —
- 1st Year Value
- —
Pros
- No annual fee
Cons
- No welcome bonus
- Modest reward rates
Best for: No annual fee
The Capital One® Aspire Cash™ Platinum Mastercard® has no annual fee, making it risk-free to hold. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $300.
- Annual Fee
- $0
- Rewards rate
- 1x
- Welcome Bonus
- —
- 1st Year Value
- $300
Cash Back
Pros
- No annual fee
Cons
- No welcome bonus
Best for: No annual fee
The Capital One® Aspire Travel™ Platinum Mastercard® has no annual fee, making it risk-free to hold. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $240.
- Annual Fee
- $0
- Rewards rate
- 1x
- Welcome Bonus
- —
- 1st Year Value
- $240
Pros
- No annual fee
Cons
- No welcome bonus
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