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Best for: No annual fee

The MBNA Rewards Platinum Plus® Mastercard® has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $580.

Annual Fee
$0
Rewards rate
1x

MBNA Rewards

Welcome Bonus
Up to 10,000 points
1st Year Value
$580

Pros

  • No annual fee
  • Welcome bonus of 10,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • Fewer premium perks
Best for: Cash back

It comes with a welcome bonus of $150. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $519.

Annual Fee
$39
Rewards rate
1x

Cash Back

Welcome Bonus
Up to $150
1st Year Value
$519

Pros

  • Welcome bonus of $150
  • 2x on groceries
  • Estimated 1st-year value of $519

Cons

  • Requires good credit
Best for: No annual fee

The MBNA Smart Cash Platinum Plus® Mastercard® has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $150. You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $462.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
Up to $150
1st Year Value
$462

Pros

  • No annual fee
  • Welcome bonus of $150
  • 2x on groceries
  • Estimated 1st-year value of $462

Cons

  • Fewer premium perks
Best for: No annual fee

The Amazon.ca Rewards Mastercard has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $150. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $450.

Annual Fee
$0
Rewards rate
1x

Cash Back

Welcome Bonus
Up to $150
1st Year Value
$450

Pros

  • No annual fee
  • Welcome bonus of $150
  • Estimated 1st-year value of $450

Cons

  • Fewer premium perks