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Best for: Travel rewards

It comes with a welcome bonus of 70,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,387.

Annual Fee
$120
Rewards rate
1x

RBC Avion Rewards - Elite

Welcome Bonus
Up to 70,000 points

Ends Nov 25, 2026

1st Year Value
$1,387

Pros

  • Welcome bonus of 70,000 points
  • Estimated 1st-year value of $1,387

Cons

  • Requires good credit
Best for: Travel rewards

It comes with a welcome bonus of 100,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $1,664.

Annual Fee
$399
Rewards rate
1.25x

RBC Avion Rewards - Elite

Welcome Bonus
Up to 100,000 points

Ends Nov 25, 2026

1st Year Value
$1,664

Pros

  • Welcome bonus of 100,000 points
  • Estimated 1st-year value of $1,664

Cons

  • High annual fee ($399)
  • Requires good credit
Best for: Overall value

It comes with a welcome bonus of 15,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,491.

Annual Fee
$191.88

$15.99/mo

Rewards rate
1x

Amex Membership Rewards

Welcome Bonus
Up to 15,000 points
1st Year Value
$1,491

Pros

  • Welcome bonus of 15,000 points
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $1,491

Cons

  • High annual fee ($191.88)
Best for: Overall value

It comes with a welcome bonus of 60,000 points. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $1,504.

Annual Fee
$250
Rewards rate
1x

Amex Membership Rewards

Welcome Bonus
Up to 60,000 points
1st Year Value
$1,504

Pros

  • Welcome bonus of 60,000 points
  • 2x on groceries
  • Estimated 1st-year value of $1,504

Cons

  • High annual fee ($250)
Best for: No annual fee

The American Express® Green Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $680.

Annual Fee
$0
Rewards rate
1x

Amex Membership Rewards

Welcome Bonus
10,000 points
1st Year Value
$680

Pros

  • No annual fee
  • Welcome bonus of 10,000 points
  • Estimated 1st-year value of $680

Cons

  • Fewer premium perks