Best Credit Cards with Plaza Premium Lounge Access in Canada | François Charron

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Best Cards 1st Yr Free Cash Back Travel Groceries Gas & EV Business Low Interest

Best for: Overall value

American Express Gold Rewards Card

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American Express® Gold Rewards Card

Amex Amex Membership Rewards

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It comes with a welcome bonus of 60,000 points. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $1,504.

Annual Fee: $250
Rewards rate: 1x
Welcome Bonus: Up to 60,000 points
1st Year Value: $1,504

Pros

Welcome bonus of 60,000 points
2x on groceries
Estimated 1st-year value of $1,504

Cons

High annual fee ($250)

Best for: Cash back

Rogers Red World Legend Mastercard

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Rogers Red World Legend™ Mastercard

Rogers Bank Cash Back

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You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $105.

Annual Fee: $495
Rewards rate: 2x
Welcome Bonus: —
1st Year Value: $105

Pros

2x on groceries
2x at restaurants

Cons

High annual fee ($495)
No welcome bonus
Requires good credit

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