François CharronPowered by Milesopedia
Best for: Overall value

You earn 3x on groceries and 4x at restaurants. Estimated first-year value is $549.

Annual Fee
$395
Rewards rate
1.5x

Bonidollars Desjardins

Welcome Bonus
1st Year Value
$549

Pros

  • 3x on groceries
  • 4x at restaurants
  • Estimated 1st-year value of $549

Cons

  • High annual fee ($395)
  • No welcome bonus
  • Requires good credit
Best for: No annual fee

The Desjardins Cash Back Visa has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 2x at restaurants. Estimated first-year value is $285.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
1st Year Value
$285

Pros

  • No annual fee
  • 2x at restaurants

Cons

  • No welcome bonus
Best for: No annual fee

The Desjardins Cash Back Mastercard has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 2x at restaurants. Estimated first-year value is $285.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
1st Year Value
$285

Pros

  • No annual fee
  • 2x at restaurants

Cons

  • No welcome bonus
Best for: No annual fee

The Desjardins Bonus Visa Credit Card has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 2x at restaurants. Estimated first-year value is $203.

Annual Fee
$0
Rewards rate
0.5x

Bonidollars Desjardins

Welcome Bonus
1st Year Value
$203

Pros

  • No annual fee
  • 2x at restaurants

Cons

  • No welcome bonus
Best for: First-Year Annual Fee Rebate

The Desjardins Visa Business Card offers a first year annual fee rebate (regular fee $60/yr).

First-Year Annual Fee Rebate
Annual Fee
$60 $0
Rewards rate
Welcome Bonus
1st Year Value

Pros

  • First Year Annual Fee Rebate

Cons

  • No welcome bonus
  • Modest reward rates