The BMO Preferred Rate Mastercard® offers a first year annual fee rebate (regular fee $29/yr).
- Annual Fee
- $29 $0
- Rewards rate
- —
- Welcome Bonus
- —
- 1st Year Value
- —
Pros
- First Year Annual Fee Rebate
Cons
- No welcome bonus
- Modest reward rates
Transfer high-interest debt to a low or 0% promotional rate. Compare balance transfer offers and save on interest.
The BMO Preferred Rate Mastercard® offers a first year annual fee rebate (regular fee $29/yr).
The CIBC Select Visa Card offers a first year annual fee rebate (regular fee $29/yr). Estimated first-year value is $29.
The Scotiabank Value® Visa Card offers a first year annual fee rebate (regular fee $29/yr).
Ends Jan 3, 2027
The MBNA True Line® Mastercard® credit card has no annual fee, making it risk-free to hold.
The Tangerine® Money-Back World Mastercard® has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $412.
Cash Back
Ends Sep 30, 2026
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.