Compare credit cards designed for newcomers to Canada. Get approved without a Canadian credit history and start building your credit file from day one.
The National Bank mycredit Mastercard has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 1x at restaurants. Estimated first-year value is $192.
Cash Back
The American Express® Green Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $680.
Amex Membership Rewards
The BMO CashBack® Mastercard® has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 3x on groceries and 0.5x at restaurants. Estimated first-year value is $475.
Cash Back
The CIBC Dividend® Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $427.
Cash Back
The Scotia Momentum® No-Fee Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 1x on groceries and 0.5x at restaurants. Estimated first-year value is $334.
Cash Back
Ends Nov 1, 2026
The Wealthsimple Prepaid Mastercard has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $25. Estimated first-year value is $325.
Cash Back
You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $153.
Cash Back
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
1st Yr Free
Premium cards with no fee in year one. Get welcome bonuses, insurance, and perks risk-free.
Airline
Compare airline-branded and miles-earning credit cards in Canada — Aeroplan, Avion, WestJet, Flying Blue. Earn miles fast and unlock free flights, lounge access, and elite perks.
Bad Credit
Rebuild your credit with cards designed for low scores or no credit history. Secured options, low-fee picks, and credit-builder cards available in Canada.
Balance Transfer
Transfer high-interest debt to a low or 0% promotional rate. Compare balance transfer offers and save on interest.
Business
Compare business credit cards in Canada — employee cards, expense management, generous welcome bonuses, and rewards on B2B spend categories.
Cash Back
Compare the top cash back credit cards. Earn 1–5% back on groceries, gas, restaurants, and everyday purchases.
Gas & EV
Earn the most at the pump and the charging station. Compare cards offering 2–4x points or 2–4% cash back on gas and EV charging.
Groceries
Earn the most rewards on grocery shopping. Compare cards offering 2–5x points or 2–4% cash back at supermarkets.
Hotel
Compare Marriott Bonvoy, Hilton Honors, and other hotel-earning credit cards in Canada. Earn free nights, elite status, and complimentary upgrades.
Lounges
Access airport lounges worldwide with your credit card. Compare Priority Pass, Amex Centurion, and Plaza Premium benefits.
Low Interest
Compare credit cards with low purchase and balance-transfer interest rates. Cut the cost of carrying a balance with the best low-interest cards in Canada.
No Fee
Top credit cards with $0 annual fee. Earn cash back and rewards without paying a yearly charge.
No FX Fee
Save 2.5% on every international purchase. Compare cards that waive foreign transaction fees.
Restaurants
Maximize rewards when dining out. Compare cards with 2–5x points or 3–4% cash back at restaurants and food delivery.
Secured
Compare the best secured credit cards in Canada. Build or rebuild your credit with a refundable security deposit and guaranteed approval.
Students
Credit cards designed for students. Build credit history, earn rewards, and enjoy no annual fee.
Travel
Earn points for flights, hotels, and experiences. Compare travel rewards, airport lounge access, and travel insurance benefits.
Aeroplan
Compare every Aeroplan credit card in Canada. Earn Aeroplan points on everyday spending and redeem for flights on Air Canada and Star Alliance partners.
Amex Membership Rewards
Compare Amex MR cards. Earn flexible points transferable to Aeroplan, Avios, Flying Blue, Marriott Bonvoy, and Hilton Honors.
Asia Miles
Compare credit cards that earn Cathay Pacific Asia Miles for award flights across Asia and beyond.
Avios
Compare credit cards that earn Avios for British Airways, Aer Lingus, Iberia, and Qatar Airways award flights.
BMO Rewards
Compare BMO credit cards. Earn BMO Rewards points for travel, cash back, and merchandise.
CIBC Aventura
Compare CIBC Aventura cards. Earn flexible travel points redeemable for flights, hotels, car rentals, and vacation packages.
Delta SkyMiles
Compare credit cards that earn Delta SkyMiles for award flights across the SkyTeam alliance.
Flying Blue
Compare credit cards that earn Flying Blue Miles for Air France, KLM, and SkyTeam award flights.
Hilton Honors
Compare credit cards that earn Hilton Honors points for free nights at 7,000+ hotels worldwide.
Marriott Bonvoy
Compare Marriott Bonvoy Amex cards. Earn hotel points for free nights at 8,000+ Marriott properties worldwide.
PC Optimum
Compare PC Financial Mastercard options. Earn PC Optimum points on groceries at Loblaws, No Frills, Shoppers Drug Mart, and more.
RBC Avion
Compare RBC Avion Rewards cards. Earn flexible travel points redeemable for any travel, with no blackout dates.
Scene+
Compare Scene+ credit cards from Scotiabank. Earn points for movies, dining, groceries at Empire stores (Sobeys, IGA, Safeway), and travel.
TD Rewards
Compare TD credit cards. Earn TD Rewards points for travel, merchandise, and gift cards.
United MileagePlus
Compare credit cards that earn United MileagePlus miles for Star Alliance award flights.
VIPorter
Compare credit cards that earn VIPorter points for Porter Airlines flights across North America.
WestJet Rewards
Compare WestJet credit cards. Earn WestJet dollars for flights, companion vouchers, and free checked bags.
American Express
Compare all Amex cards in Canada. Cobalt, Gold, Platinum, Green, Marriott Bonvoy, and Aeroplan cards reviewed.
BMO
Compare all BMO credit cards. Ascend, CashBack, Eclipse Visa Infinite, and VIPorter cards reviewed.
Capital One
Compare all Capital One credit cards in Canada. Aspire, Smart Rewards, and no-foreign-transaction-fee options.
CIBC
Compare all CIBC credit cards. Aventura, Aeroplan, Dividend, and Costco cards reviewed and ranked.
Desjardins
Compare all Desjardins credit cards. Odyssey, Bonusdollars, and Remises Visa cards reviewed.
Laurentian Bank
Compare Laurentian Bank Visa credit cards. Low rate, cash back, and rewards options reviewed.
MBNA
Compare all MBNA credit cards. Rewards, Smart Cash, True Line, and more reviewed and ranked.
National Bank
Compare all National Bank credit cards. Syncro, Allure, World Elite, and Echo cards reviewed.
Neo Financial
Compare all Neo Financial credit cards. Secured cards, no-fee options, and high cash back at partner merchants.
PC Financial
Compare all PC Financial credit cards. PC World Elite Mastercard, PC Mastercard, and the PC Insiders™ World Elite Mastercard reviewed and ranked.
RBC
Compare all RBC Royal Bank credit cards. From RBC Avion to Cash Back, find the right RBC card for you.
Rogers Bank
Compare Rogers Bank credit cards. No-foreign-transaction-fee World Elite, cash back rewards reviewed.
Scotiabank
Compare all Scotiabank credit cards. Scene+, Momentum, Passport Visa Infinite, and Gold Amex reviewed.
Tangerine
Compare Tangerine Money-Back Mastercard and World Mastercard. No-fee cash back cards with customizable categories.
TD
Compare all TD credit cards. Aeroplan, Cash Back, First Class Travel, and Rewards cards reviewed and ranked.
