François CharronPowered by Milesopedia
Best for: Cash back

The Neo World Elite® Mastercard - Gas & Grocery offers a first year annual fee rebate (regular fee $149/yr). It comes with a welcome bonus of $100. You earn 5x on groceries and 1x at restaurants. Estimated first-year value is $874.

First-Year Annual Fee Rebate
Annual Fee
$149 $0
Rewards rate
1x

Cash Back

Welcome Bonus
$100

Ends Oct 12, 2026

1st Year Value
$874

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of $100
  • 5x on groceries
  • Estimated 1st-year value of $874

Cons

  • Requires good credit
Best for: Cash back

The Neo World Elite® Mastercard - Everywhere offers a first year annual fee rebate (regular fee $149/yr). It comes with a welcome bonus of $100. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $700.

First-Year Annual Fee Rebate
Annual Fee
$149 $0
Rewards rate
2x

Cash Back

Welcome Bonus
$100

Ends Oct 12, 2026

1st Year Value
$700

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of $100
  • 2x on groceries
  • 2x at restaurants

Cons

  • Requires good credit
Best for: Cash back

The Neo World Elite® Mastercard - Shop & Dine offers a first year annual fee rebate (regular fee $149/yr). It comes with a welcome bonus of $100. You earn 1x on groceries and 5x at restaurants. Estimated first-year value is $544.

First-Year Annual Fee Rebate
Annual Fee
$149 $0
Rewards rate
1x

Cash Back

Welcome Bonus
$100

Ends Oct 12, 2026

1st Year Value
$544

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of $100
  • 5x at restaurants
  • Estimated 1st-year value of $544

Cons

  • Requires good credit
Best for: No annual fee

The Neo World Mastercard® - Gas & Grocery has no annual fee, making it risk-free to hold. You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $357.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
1st Year Value
$357

Pros

  • No annual fee
  • 2x on groceries
  • Estimated 1st-year value of $357

Cons

  • No welcome bonus
  • Requires good credit
Best for: No annual fee

The JA Money card—powered by Neo has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 5x at restaurants. Estimated first-year value is $330.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
1st Year Value
$330

Pros

  • No annual fee
  • 5x at restaurants
  • Estimated 1st-year value of $330

Cons

  • No welcome bonus
Best for: No annual fee

The Neo World Mastercard® - Everywhere has no annual fee, making it risk-free to hold. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $300.

Annual Fee
$0
Rewards rate
1x

Cash Back

Welcome Bonus
1st Year Value
$300

Pros

  • No annual fee

Cons

  • No welcome bonus
  • Requires good credit
Best for: No annual fee

The Neo World Mastercard® - Shop & Dine has no annual fee, making it risk-free to hold. You earn 0.5x on groceries and 2x at restaurants. Estimated first-year value is $204.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
1st Year Value
$204

Pros

  • No annual fee
  • 2x at restaurants

Cons

  • No welcome bonus
  • Requires good credit
Best for: No annual fee

The Neo Money Card has no annual fee, making it risk-free to hold. Estimated first-year value is $108.

Annual Fee
$0
Rewards rate
Welcome Bonus
1st Year Value
$108

Pros

  • No annual fee

Cons

  • No welcome bonus