François CharronPowered by Milesopedia
Best for: Overall value

It comes with a welcome bonus of 40,000 points. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $551.

Annual Fee
$199
Rewards rate
1.5x

Scene+

Welcome Bonus
Up to 40,000 points

Ends Oct 31, 2026

1st Year Value
$551

Pros

  • Welcome bonus of 40,000 points
  • Estimated 1st-year value of $551

Cons

  • High annual fee ($199)
  • Requires good credit
Best for: Travel rewards

It comes with a welcome bonus of 110,000 points. You earn 2x on groceries and 3x at restaurants. Estimated first-year value is $1,180.

Annual Fee
$150
Rewards rate
2x

Marriott Bonvoy

Welcome Bonus
Up to 110,000 points

Ends Sep 22, 2026

1st Year Value
$1,180

Pros

  • Welcome bonus of 110,000 points
  • 2x on groceries
  • 3x at restaurants
  • Estimated 1st-year value of $1,180

Cons

  • Fewer premium perks
Best for: Overall value

It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $752.

Annual Fee
$175
Rewards rate
1.5x

WestJet Rewards

Welcome Bonus
Up to 45,000 points

Ends Aug 24, 2026

1st Year Value
$752

Pros

  • Welcome bonus of 45,000 points
  • Estimated 1st-year value of $752

Cons

  • High annual fee ($175)
  • Requires good credit