François CharronPowered by Milesopedia
Best for: Overall value

It comes with a welcome bonus of 50,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,280.

Annual Fee
$120
Rewards rate
1x

Scene+

Welcome Bonus
Up to 50,000 points

Ends Nov 1, 2026

1st Year Value
$1,280

Pros

  • Welcome bonus of 50,000 points
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $1,280

Cons

  • Requires good credit
Best for: First-Year Annual Fee Rebate

The National Bank World Elite® Mastercard® offers a first year annual fee rebate (regular fee $150/yr). You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $767.

First-Year Annual Fee Rebate
Annual Fee
$150 $0
Rewards rate
1x

NBC Rewards

Welcome Bonus

Ends Nov 4, 2026

1st Year Value
$767

Pros

  • First Year Annual Fee Rebate
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $767

Cons

  • No welcome bonus
  • Requires good credit
Best for: Overall value

It comes with a welcome bonus of 30,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $549.

Annual Fee
$120
Rewards rate
1x

Scene+

Welcome Bonus
Up to 30,000 points

Ends Oct 30, 2026

1st Year Value
$549

Pros

  • Welcome bonus of 30,000 points
  • Estimated 1st-year value of $549

Cons

  • Requires good credit