CIBC Aeroplan® Visa Infinite* Card
on CIBC's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($139 annual fee rebated)
- +Welcome Bonus: 50,000 points
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 50,000 Aeroplan points and a rebate on annual fees for the first year:
- 10,000 Aeroplan points the first time you make a purchase†
- 15,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods†
- 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods†
- First-year annual fee waived for primary cardholder (instead of $139)†
- First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)†
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best CIBC credit card for occasional Air Canada travellers.
Rewards
All Spending
1x
Aeroplan pts per dollar
Gas
1.5x
Pharmacy
1.5x
Groceries
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
35,700
Aeroplan/yr
Estimated Value
$714
After Fees
+$714
1st Year Value
$1,714
incl. welcome bonus
Annual rewards breakdown
- Earn 50,000 Aeroplan after $12,000 in purchases in 12 months
Travel Insurance
Travel Medical
Up to $5,000,000 / 15 days
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $2,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Concierge Service
24/7
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
- Get up to 50,000 Aeroplan points:
- 10,000 Aeroplan points the first time you make a purchase†
- 15,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods†
- 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods†
- Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year†
- Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189†
Legal
† Terms and conditions apply. The information for the CIBC Aeroplan® Visa Infinite* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.