CIBC Aventura® Visa Infinite Privilege* card

Pros & Cons

Pros

+Welcome Bonus: 80,000 points
+Airport lounge access
+Purchase protection included

Cons

–High annual fee ($499/yr)
–Foreign Transaction Fee (2.5%)

Rewards

All Spending

1.25x

CIBC Aventura pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Your point valuation· CIBC Aventura¢/ point

0.60¢3.6¢

Groceries1.25x

$700/month

Gas & EV1.25x

$200/month

Transit1.25x

$100/month

Restaurants1.25x

$300/month

Pharmacy1.25x

$50/month

Travel1.25x

$150/month

Bills & recurring payments1.25x

$250/month

Telecom1.25x

$150/month

Entertainment & streaming1.25x

$100/month

Office supplies1.25x

$0/month

All other spending1.25x

$500/month

Points Earned

37,500

CIBC Aventura/yr

Estimated Value

$450

After Fees

$-49

1st Year Value

$911

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.25x10,500 pts

Gas & EV$2,400/yr × 1.25x3,000 pts

Transit$1,200/yr × 1.25x1,500 pts

Restaurants$3,600/yr × 1.25x4,500 pts

Pharmacy$600/yr × 1.25x750 pts

Travel$1,800/yr × 1.25x2,250 pts

Bills & recurring payments$3,000/yr × 1.25x3,750 pts

Telecom$1,800/yr × 1.25x2,250 pts

Entertainment & streaming$1,200/yr × 1.25x1,500 pts

All other spending$6,000/yr × 1.25x7,500 pts

Total annual spend$30,000

Monthly spend$2,500

Average earn rate on spend per year1.25x

Average earn rate on spend 1st year with welcome bonus3.92x

Total points earned on spend37,500 pts

Welcome bonus points+80,000 pts

Earn 80,000 CIBC Aventura after $6,000 in purchases in 4 months

Total points earned117,500 pts

Value of accumulated points≈ $1,410

Travel Insurance

✓

Travel Medical

Up to $5,000,000 / 31 days

✓

Trip Cancellation

Up to $2,500

✓

Trip Interruption

Up to $5,000

✓

Delayed Baggage

Up to $500

✓

Flight Delay

Up to $500

✓

Hotel Burglary

Up to $2,500

✓

Travel Accident

Up to $500,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+2 year(s)

✓

Mobile Device

Up to $1,500

✓

Auto Rental

Up to $85,000 / 48 days

Interest Rates

Purchase Rate
21.99%
Cash Advance
22.99%
Foreign Transaction Fee
2.5%

Perks & Benefits

★

Airport Lounge

6 visits/year

★

Concierge Service

24/7

★

NEXUS Credit

—

Eligibility

Personal Income

$150,000

Household Income

$200,000

Terms & Conditions

Card Features

Get a total of up to 80,000 Aventura Points^† (up to $1,600 in travel value^†) during your first year:

25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods^†
25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.^†
30,000 Aventura Points as an additional anniversary bonus^†
Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program2: up to $370 value^†
Get a $200 annual Travel Credit^†
Plus, get 2 NEXUSTM Application Fee rebates: a $320 value.^†

Legal

†Conditions Apply

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.