Pros & Cons
Pros
- +Welcome Bonus: 100,000 points
- +Airport lounge access
- +Purchase protection included
Cons
- –High annual fee ($599/yr)
- –Foreign Transaction Fee (2.5%)
Our Review
With the CIBC® Aeroplan® Visa Infinite Privilege* Card, you can earn up to 100,000 Aeroplan points†:
- 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods†
- 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods†
- 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods†
- Access to Air Canada Maple Leaf lounges†
- 6 annual visits to airport lounge members of the Visa Airport Companion† Program hosted by Dragonpass International Ltd.
- Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight†
It’s the best CIBC credit card for Air Canada frequent flyers.
Rewards
All Spending
1.25x
Aeroplan pts per dollar
Groceries
1.5x
Pharmacy
1.5x
Gas
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
40,350
Aeroplan/yr
Estimated Value
$807
After Fees
+$208
1st Year Value
$2,208
incl. welcome bonus
Annual rewards breakdown
- Earn 100,000 Aeroplan after $25,000 in purchases in 12 months
Travel Insurance
Travel Medical
Up to $5,000,000 / 31 days
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
0 visits/year
Concierge Service
24/7
Priority Boarding
Included
Eligibility
Personal Income
$200,000
Household Income
$200,000
Terms & Conditions
Card Features
- Earn up to 100,000 Aeroplan points:
- 10,000 Aeroplan points when you spend $1,000 or more during your first 2 monthly statement periods†
- 40,000 Aeroplan points when you spend $5,000 or more during your first 4 monthly statement periods†
- 50,000 Aeroplan points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods†
- Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year†
- Enjoy access to Maple LeafTM lounges, a $550 value†
- Enhance your airport experience with six complimentary visits to over 1,200 airport lounges worldwide through the Visa Airport Companion Program, a value of over $370†
- Plus, get a discount on the NEXUSTM program application fee, a $100 value†
Legal
† Terms and conditions apply. The information for the CIBC® Aeroplan® Visa Infinite Privilege* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.