Pros & Cons
Pros
- +Welcome Bonus: 100,000 points
- +Up to 3x on Travel
- +Airport lounge access
Cons
- –High annual fee ($599/yr)
Our Review
With this welcome offer for the Scotia Passport Visa Infinite Privilege Card, you can earn up to 100,000 bonus Scene+ points (a $1,000 value):
- 30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.
- 45,000 points after $20,000 in purchases in the first six months
- 25,000 points by making an eligible purchase in the 14th month after account opening
With the Scotiabank Passport Visa Infinite Privilege Card, you earn:
- 3X Scene+ points for every $1 in eligible travel purchases
- 2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
- 1X Scene+ points for every dollar spent on all other eligible purchases
Including on foreign purchases, with no foreign transaction fees.
The Scotiabank Passport Visa Infinite Privilege Card is an excellent Visa credit card for this type of purchase.
These points can be used against any travel purchase at the rate of 1,000 points = $10 (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.
The Scotiabank Passport Visa Infinite Privilege Card also offers:
- No fees for foreign currency transactions
- 10 complimentary airport lounge visits per year
- $250 annual travel credit
- Excellent insurance for your travels and purchases
- Concierge service
Offer ends: 2026-04-30
Rewards
All Spending
1x
Scene+ pts per dollar
Travel
3x
Restaurants
2x
Entertainment
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
38,400
Scene+/yr
Estimated Value
$384
After Fees
$-215
1st Year Value
$-215
incl. welcome bonus
Annual rewards breakdown
- Earn 100,000 Scene+ after $20,000 in purchases in 3 months, spend $4,167/mo more
- $250 annual credit (year 2)
Travel Insurance
Travel Medical
Up to $5,000,000 / 31 days
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $2,500
Flight Delay
Up to $1,000
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Mobile Device
Up to $1,000
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Foreign Transaction Fee0%
Perks & Benefits
Airport Lounge
10 visits/year
Concierge Service
24/7
Annual Statement Credit
$250/year
Eligibility
Personal Income
$150,000
Household Income
$200,000
Terms & Conditions
Card Features
Earn up to 100,000 bonus Scene+ points within your first 14 months.
This is worth up to $1,000 for your travels.
Rewards your way, with Scene+
- Earn 3X Scene+ points for every $1 in eligible travel purchases. Plus, earn 3X points on hotel stays, car rentals, and activities when you book through Scene+ Travel, administered by Expedia.
- Earn 2X Scene+ points for every $1 in eligible purchases at dining and entertainment establishments
- Plus, earn 1X Scene+ points for every dollar spent on all other eligible purchases.
$250 Annual Travel Credit
If you’re the primary cardholder, each year you’ll get a $250 statement credit on your first travel booking with Scene+ Travel, Powered by Expedia. This applies to flights, hotels, car rentals, and travel packages anywhere in the world.
Say goodbye to FX fees
Say goodbye to foreign transaction fees with the Scotiabank Passport® Visa Infinite Privilege* Card. Whether you’re shopping online or abroad, you’ll never pay a foreign transaction fee on foreign currency purchases.
Enjoy 10 complimentary airport lounge visits per year
With the Visa Airport Companion Program, you and each of your additional cardholders get access to over 1,200 airport lounges worldwide. This includes 10 free lounge visits per year. Plus, you get exclusive airport dining and retail offers.
Exclusive airport perks
Save time and money with priority security and taxi lanes, discounted valet parking, and dedicated parking.
Upgrade your next getaway at Relais & Châteaux properties
As a Scotia Passport Visa Infinite Privilege* Cardholder, you are eligible for prestigious benefits at over 200 Relais & Châteaux properties worldwide.
Explore the Visa Infinite Luxury Hotel Collection
Enjoy 7 special benefits at over 900 hotels and an 8th exciting benefit at over 200 participating hotels, hand-selected for Scotiabank Passport® Visa Infinite Privilege* cardholders.
Feel at home, anywhere you go
Get exclusive benefits at over 60 Sandman, Sandman Signature, and Sutton Place Hotels across Canada with Visa RSVP Rewards.
Become an Avis®* President’s Club member
Spend less time in line and more time on the road with a complimentary yearly Avis President’s Club membership. This includes two car-class upgrades and the option to skip the line and go straight to your car at most Avis®* locations.
Comprehensive Travel Insurance coverage
- Travel Emergency Medical Insurance
- Trip Cancellation and Trip Interruption Insurance
- Flight Delay Insurance
- Lost Baggage and Delayed Baggage Insurance
- Rental Car Collision Loss/Damage Insurance
- Hotel Burglary Insurance
- Common Carrier Travel Accident Insurance
- Mobile Device Insurance
- Purchase Security Extended Warranty Protection
Legal
*Conditions apply. Rates, fees and other information are effective as of Jan 2,2026. Subject to change.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Scotiabank. All trademarks are property of their respective owners.