François CharronPowered by Milesopedia
ENFR
RBC Avion Visa Business Card

RBC Avion Visa Business Card

RBCRBC Avion Rewards - Elite
Apply Now

on RBC's website

Annual Fee
$120
Welcome Bonus
20,000 points
Bonus Value
$300
Estimated value
1st Year Value
$630

Pros & Cons

Pros

  • +Welcome Bonus: 20,000 points
  • +Purchase protection included

Cons

  • –Foreign Transaction Fee (2.5%)
  • –No airport lounge access despite fee

Our Review

*

Rewards

All Spending

1x

RBC Avion Rewards - Elite pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.75¢4.5¢
Groceries1x
$700/month
Gas & EV1x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1x
$50/month
Travel1x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

30,000

RBC Avion Rewards - Elite/yr

Estimated Value

$450

After Fees

+$330

1st Year Value

$630

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1x
Average earn rate on spend 1st year with welcome bonus1.67x
Total points earned on spend30,000 pts
Welcome bonus points+20,000 pts
  • Earn 20,000 RBC Avion Rewards - Elite after $0 in purchases in the first year
Total points earned50,000 pts
Value of accumulated points≈ $750

Travel Insurance

✓

Trip Cancellation

Up to $1,500

✓

Trip Interruption

Up to $5,000

✓

Hotel Burglary

Up to $2,500

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    19.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Earn 20,000 Avion points on approval

Related Cards

RBC ION+ Visa CardRBC ION+ Visa Card

RBC

$1,326

RBC Visa Classic Low Rate Option CardRBC Visa Classic Low Rate Option Card

RBC

0RBC Cash Back Preferred World Elite MastercardRBC Cash Back Preferred World Elite Mastercard

RBC

$351

RBC British Airways Visa InfiniteRBC British Airways Visa Infinite

RBC

$1,569

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.