Pros & Cons
Pros
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
- –No purchase protection
Our Review
The National Bank Business Mastercard is a business credit card with no annual fee, focused on expense management rather than rewards.
It offers customizable spending limits per employee, pre-authorized debit, fraud protection up to $10,000, and Mastercard ID Check authentication. A low-rate variant (14.5% on purchases) is available with a $30 annual fee.
Fees and interest rates
- Annual Fee$0
- Foreign currency conversion fee2.5%
- Purchase Rate20.99%
- Balance transfer rate22.99%
- Cash advance rate22.99%
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Nationale. All trademarks are property of their respective owners.