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Pros & Cons

Pros

Cons

  • Foreign Transaction Fee (2.5%)
  • No purchase protection

Our Review

The ATB Alberta Secured Mastercard is a secured credit card to build or rebuild your credit, backed by a security deposit.

Rewards

All Spending

1x

pts per dollar

Interest Rates

  • Purchase Rate
    19.99%
  • Purchase rate (Quebec)
    19.99%
  • Cash Advance
    22.99%
  • Cash advance rate (Quebec)
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Secured Card to Build Credit
  • $49 Annual Fee
  • 19.99% purchase interest rate
  • Requires a Security Deposit
  • Available to Alberta residents

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 ATB Financial. All trademarks are property of their respective owners.