Annual Fee
$49
Welcome Bonus
—
Bonus Value
—
Estimated value
1st Year Value
—
Pros & Cons
Pros
—
Cons
- –Foreign Transaction Fee (2.5%)
- –No purchase protection
Our Review
The ATB Alberta Secured Mastercard is a secured credit card to build or rebuild your credit, backed by a security deposit.
Rewards
All Spending
1x
pts per dollar
Interest Rates
- Purchase Rate19.99%
- Purchase rate (Quebec)19.99%
- Cash Advance22.99%
- Cash advance rate (Quebec)22.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
- Secured Card to Build Credit
- $49 Annual Fee
- 19.99% purchase interest rate
- Requires a Security Deposit
- Available to Alberta residents
Legal
*Conditions apply. Information sheet.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 ATB Financial. All trademarks are property of their respective owners.








