CIBC Aeroplan® Visa* Business Card
on CIBC's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($180 annual fee rebated)
- +Welcome Bonus: 75,000 points
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
*
Rewards
All Spending
1x
Aeroplan pts per dollar
Gas
1.5x
Transit
1.5x
Restaurants
1.5x
Telecom
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
34,500
Aeroplan/yr
Estimated Value
$690
After Fees
+$690
1st Year Value
$690
incl. welcome bonus
Annual rewards breakdown
- Earn 75,000 Aeroplan after $40,000 in purchases in 12 months, spend $833/mo more
Travel Insurance
Travel Medical
Included
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $2,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate12.99%
- Cash Advance14.5%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$35,000
Household Income
$35,000
Terms & Conditions
Card Features
- Get up to 75,000 Aeroplan points (a value of up to $1,500†):
- 10,000 Aeroplan points the first time you make a purchase†
- 25,000 Aeroplan points when you spend at least $7,500 within the first 3 statement periods†.
- 25,000 Aeroplan points when $40,000 or more in purchases are charged to the account within the first 12 monthly statement periods†.
- An additional bonus of 15,000 Aeroplan points when $40,000 or more in purchases are charged to the account in the first year†.
- Get a one-time annual fee rebate for the primary cardholder ($180) and three additional cardholders ($50 each): a benefit valued at $330†.
- Enjoy free first checked bag†: a benefit valued at $140 for two travelers per round-trip flight, assuming you take one Air Canada round-trip flight during the first year†.
- Enjoy access to Maple Leaf Lounges: a benefit valued at $236†.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.