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Triangle™ World Elite Mastercard®

Triangle™ World Elite Mastercard®

TriangleCanadian Tire Triangle
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on Triangle's website

Annual Fee
$0
Welcome Bonus
—
Bonus Value
—
Estimated value
1st Year Value
$42

Pros & Cons

Pros

  • +Up to 3x on Groceries
  • +Purchase protection included
  • +No annual fee

Cons

  • –Foreign Transaction Fee (2.5%)

Rewards

All Spending

0.8x

Canadian Tire Triangle pts per dollar

Groceries

3x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.10¢0.30¢
Groceries3x
$700/month
Gas & EV0.8x
$200/month
Transit0.8x
$100/month
Restaurants0.8x
$300/month
Pharmacy0.8x
$50/month
Travel0.8x
$150/month
Bills & recurring payments0.8x
$250/month
Telecom0.8x
$150/month
Entertainment & streaming0.8x
$100/month
Office supplies0.8x
$0/month
All other spending0.8x
$500/month

Points Earned

42,480

Canadian Tire Triangle/yr

Estimated Value

$42

After Fees

+$42

1st Year Value

$42

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 3x25,200 pts
Gas & EV$2,400/yr × 0.8x1,920 pts
Transit$1,200/yr × 0.8x960 pts
Restaurants$3,600/yr × 0.8x2,880 pts
Pharmacy$600/yr × 0.8x480 pts
Travel$1,800/yr × 0.8x1,440 pts
Bills & recurring payments$3,000/yr × 0.8x2,400 pts
Telecom$1,800/yr × 0.8x1,440 pts
Entertainment & streaming$1,200/yr × 0.8x960 pts
All other spending$6,000/yr × 0.8x4,800 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.42x
Total points earned42,480 pts
Value of accumulated points≈ $42

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    19.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Eligibility

Personal Income

$80,000

Household Income

$150,000

Terms & Conditions

Card Features

  • Earn 3% in CT Money when you buy groceries (on the first $12,000 per year; excluding Costco and Walmart stores
  • Earn 4% on eligible purchases at Canadian Tire, Sport Chek, Mark’s/L’Équipeur, Atmosphere, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts stores
  • Earn 7¢ in CT Money per litre of premium gas, and 5¢ per litre on other fuel types at Gas+ stations, as well as participating Husky gas stations

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Triangle. All trademarks are property of their respective owners.