TD® Aeroplan® Visa Platinum* Credit Card
on TD's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($89 annual fee rebated)
- +Welcome Bonus: 20,000 points
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
With the TD® Aeroplan® Visa Platinum* Card, you can earn up to 20,000 Aeroplan points and get a first-year annual fee rebate:
- 10,000 Aeroplan points for the first purchase made with your card†
- 10,000 additional Aeroplan points when you spend $1,500 within the first 90 days of opening your account†
- First-year annual fee waived for primary cardholder (instead of $89)†.
- To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.
With the TD® Aeroplan® Visa Platinum* Credit Card, you earn 1 point per dollar spent on eligible purchases for:
- Grocery stores
- Eligible purchases of gas or electric vehicle charging
- Air Canada purchases, including Air Canada Vacations
This TD Aeroplan credit card requires no minimum income.
Rewards
All Spending
0.67x
Aeroplan pts per dollar
Gas
1x
Groceries
1x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
23,664
Aeroplan/yr
Estimated Value
$473
After Fees
+$473
1st Year Value
$873
incl. welcome bonus
Annual rewards breakdown
- Earn 20,000 Aeroplan after $1,500 in purchases in 3 months
Travel Insurance
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $1,000
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
Up to $500 in value†, including up to 20,000 Aeroplan points† could be yours and receive an annual fee rebate for the first year†. Conditions Apply. Conditions Apply.
- Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn an additional 10,000 Aeroplan points when you spend $1,500 within 90 days of Account opening†
- Get an annual fee rebate for the first year†
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while the offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
- Earn 1 point† for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card
- Earn 1 point† for every $1.50 spent on all other eligible purchases† made with your Card
- Earn points twice† when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
- Your Aeroplan Points do not expire as long as you are a TD® Aeroplan® Visa Platinum* Cardholder
- Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply. Conditions Apply.
Legal
†Terms and conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.