François CharronPowered by Milesopedia
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ATB Preferred Fixed-Rate Mastercard

ATB Financial
Apply Now

on ATB Financial's website

Annual Fee
$29
Welcome Bonus
—
Bonus Value
—
Estimated value
1st Year Value
—

Pros & Cons

Pros

—

Cons

  • –Foreign Transaction Fee (2.5%)
  • –No purchase protection

Our Review

The ATB Preferred Fixed Rate Mastercard offers a low fixed interest rate of 10.90% on purchases and cash advances for $29 per year, making it ideal if you occasionally carry a balance.

Rewards

All Spending

1x

pts per dollar

Interest Rates

  • Purchase Rate
    10.9%
  • Purchase rate (Quebec)
    10.9%
  • Cash Advance
    10.9%
  • Cash advance rate (Quebec)
    10.9%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • Low fixed interest rate of 10.90% (purchases and cash advances)
  • $29 annual fee
  • No rewards
  • Available to Alberta residents

Legal

*Conditions apply. Information sheet.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 ATB Financial. All trademarks are property of their respective owners.