Pros & Cons
Pros
- +Purchase protection included
- +Travel medical insurance included
Cons
- –High annual fee ($132/yr)
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
With the Air France KLM World Elite Mastercard®, you can earn Flying Blue Miles on all your purchases:
- 2 miles per dollar on food and drinks
- 1 Mile per dollar for all other purchases (including at Costco)
As an Air France KLM World Elite Mastercard credit cardholder, you earn 30 XP per year to help you qualify for Flying Blue Elite Status.
This card comes with many insurance coverages for your purchases and travels.
Rewards
All Spending
1x
Flying Blue pts per dollar
Restaurants
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
33,600
Flying Blue/yr
Estimated Value
$538
After Fees
+$406
1st Year Value
$406
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $5,000,000 / 15 days
Trip Cancellation
Up to $2,000
Trip Interruption
Up to $2,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $1,000
Flight Delay
Up to $500
Hotel Burglary
Up to $2,500
Travel Accident
Up to $150,000
Purchase Protection
Purchase Protection
Up to $999 / 90 days
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,500
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate19.99%
- Cash Advance21.5%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
Card features:
- 60 XP welcome bonus for new cardholders + 30 XP upon renewal on the card’s anniversary
- No annual fee for the first year (instead of $132)
- Up to 30 Miles per $1 spent at Merchant Partners
- 2 Miles per $1 spent on food and drinks (restaurants, bars)
- 1 Mile per $1 spent everywhere else
Legal
60 XP as a welcome bonus
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. François Charron may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Brim. All trademarks are property of their respective owners.